Worldwide Gap Year & Backpacker Travel Insurance
Choose from three backpacking & gap year insurance policies from £235 for 12 months.
- Gap Policy: Value protection for the average traveller aged 18-35.
- Adventure Policy: For the more adventurous traveller, available to under 66’s.
- Explorer Policy: Designed for people who would like extra cover available to under 66’s.
Real Gap Experience has negotiated special rates to bring you excellent gap year travel insurance for residents of the UK and Ireland. A Real Gap insurance policy will help you enjoy your backpacking, gap year or working holiday, secure in the knowledge that you have the protection you need.
If you are shopping around for gap year insurance policies, be sure they include protection if you are going to work abroad. Most do not! Real Gap insurance cover does!
Our gap year & backpacking insurance policies are valid in any country of the world and many sporting activities are covered. Click here for more information on Sporting Activity Cover.
See details regarding our Explorer, Adventure & Gap policies below:
| Summary of Cover Only |
| |
EXPLORER* |
ADVENTURE* |
GAP* |
|
| Policy Section |
Maximum Benefit |
Maximum Benefit |
Maximum Benefit |
Excess |
| A. Cancellation or Curtailment |
£3,000 |
£3,000 |
£1,000 |
£75*** |
| B. Emergency medical expenses |
£2,000,000 |
£2,000,000 |
£1,000,000 |
£75*** |
| Emergency Dental Treatment |
£250 |
£250 |
not covered |
Nil |
| Getting someone out to you |
reasonable additional cost |
reasonable additional cost |
reasonable additional cost |
Nil |
| Funeral Coasts Abroad |
£2,000 |
£2,000 |
£2,000 |
Nil |
| Search and Rescue |
£5,000 |
£5,000 |
£5,000 |
Nil |
| C. Personal Accident |
£15,000 (Death £5,000) |
£20,000 (Death £10,000) |
not covered |
Nil |
| D. Missed Departure |
£250 |
£250 |
£250 |
£75*** |
| E. Personal Baggage |
£1,500 |
£1,500 |
£500 |
£75*** |
| Single Article limit |
£200 |
£200 |
£200 |
|
| Valuable limit |
£250 |
£250 |
£150 |
|
| F. Personal Money |
£200 |
£200 |
not covered |
£75 |
| Loss of Travel Documents |
£250 |
£250 |
£150 |
£75 |
| G. Personal Liability |
£1,000,000 |
£1,000,000 |
£1,000,000 |
£250 |
| H. Legal advice and expenses |
£10,000 |
£10,000 |
not covered |
£250 |
| *cover for Sporting Activities vary between the three levels of cover. It is important that you purchase the correct level of cover for the Sporting Activities You may do on Your Trip. **please see sections for details of amount of payment. ** Increased to £150 in respect of Adventure |
If you would like any further information about gap year travel insurance, click to contact us OR for any questions about the cover ring Fogg Travel Insurance 01623 631331 and state Real Gap insurance.
Real Gap is an Appointed Representative of Fogg Travel Insurance Services Limited, who with the Insurers, are authorised and regulated by the Financial Services Authority (FSA) this can be checked on the FSA web site www.fsa.gov.uk
(*) Real gap are not allowed under the FSA Rules to offer advice as to which insurance you should buy. It is therefore important that you check the levels of cover and read the cover provided to ensure that it meets your individual needs (including cover for activities you may want to do on the trip). For full details of the cover provided click here for the Key Facts document and full Policy wording. Please note the need to declare any pre-existing medical conditions not only of yourself but also of anyone on whom the travel plans depend. That may include the health of a relative if that person’s pre-existing medical condition may mean you have to cancel or curtail your trip. If you do not declare that condition no cover will apply for any claim resulting.
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