| Activity |
Gap and Explorer Notes |
Adventure Notes |
| Abseiling |
Adequately supervised, excludes Personal Accident Cover |
Adequately supervised |
| Activity Centre Holidays |
Adequately supervised |
Adequately supervised |
| Aerobics |
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| Angling |
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| Archery |
Excludes Personal Liability cover |
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| Athletics |
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| Badminton |
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| Banana Boating |
Licensed organiser, excludes Personal Accident cover and Personal Liability cover |
Licensed organiser |
| Baseball |
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| Basketball |
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| Beach Games |
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| BMX Biking |
No stunting or racing, excludes Personal Accident cover and Personal Liability cover |
No stunting or racing |
| Bowls |
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| Bungee Jumping |
No personal accident cover |
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| Camping |
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| Canoeing |
Up to grade 3, no open water/sea or slalom |
Up to grade 3, no open water/sea or slalom |
| Casual work including Manual Labour |
Excludes Personal Accident cover and Personal Liability cover |
|
| Clay pigeon shooting |
Excludes Personal Liability cover |
Adequately supervised |
| Climbing wall |
Adequately supervised |
|
| Cricket |
Amateur, includes including indoor cricket |
Amateur, includes including indoor cricket |
| Curling |
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| Cycling |
Including mountain biking on mountain paths and roads, appropriate safety equipment/headgear to be worn, no competitions, no extreme mountain biking, no racing, excludes Personal Liability cover |
Including mountain biking on mountain paths and roads, appropriate safety equipment/headgear to be worn, no competitions, no extreme mountain biking, no racing. |
| Cycle Touring |
Excludes Personal Liability cover |
|
| Dance |
Amateur only |
Amateur only |
| Darts |
|
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| Deep sea fishing |
Inside coastal waters within 12 miles of coastline, not commercial or competition |
Inside coastal waters within 12 miles of coastline, not commercial or competition |
| Dinghy Sailing |
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| Elephant Trekking |
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| Farm Holidays |
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| Fell walking |
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| Fencing |
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| Fishing |
Angling |
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| Fitness training |
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| Football* |
Amateur only and not main purpose of trip, excludes Personal Accident cover and Personal Liability cover |
Amateur only and not main purpose of trip, excludes |
| Frisbee |
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| Go-carting |
Excludes Personal Liability cover |
Excludes Personal Liability cover |
| Golf |
Excludes Personal Liability cover |
|
| Hiking and/or Trekking |
Up to 2,500 metres |
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| Hill walking |
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| Hockey |
Field only |
Field only |
| Horse riding and or trekking |
Casual riding, protective head gear to be worn, excluding jumping trials, jumping, hunting, and competitive riding |
Casual riding, protective head gear to be worn, excluding jumping trials, jumping, hunting, and competitive riding |
| Hot air ballooning |
As a passenger only, and only as day excursion |
As a passenger only, and only as day excursion |
| Ice skating |
|
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| Jet skiing |
Excludes Personal Liability cover |
Excludes Personal Liability cover |
| Jogging |
|
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| Kayaking |
Up to grade 3 |
Up to grade 4 |
| Keep fit training |
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| Kite flying |
Traditional |
Traditional |
| Lacrosse |
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| Marathon running |
Amateur |
Amateur |
| Netball |
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| Orienteering |
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| Quad biking |
Excludes Personal Accident cover and Personal Liability cover |
Excludes Personal Liability cover |
| Paint balling |
|
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| Parapending |
Behind motorised vehicle, excludes Personal Accident cover and Personal Liability cover |
Behind motorised vehicle |
| Parascending over water |
Licensed organiser |
|
| Passenger light aircraft/helicopter |
Passenger only, licensed passenger carrier |
Passenger only, licensed passenger carrier |
| Pony trekking |
|
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| Power boating |
Passenger only, excludes Personal Liability cover |
Passenger only |
| Racquet ball |
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| Rambling |
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| Road running |
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| Roller blading |
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| Roller skating |
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| Rounders |
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| Rowing |
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| Running |
Amateur |
Amateur |
| Safaris in motor vehicles or on foot organised tour only |
No guns |
No guns |
| Sail boarding |
Excludes Personal Liability cover |
|
| Sailing |
Inshore/ coastal waters within 12 miles of coastline, excludes Personal Liability cover |
Inshore/ coastal waters within 12 miles of coastline, excludes Personal Liability cover |
| Scuba diving to 30 metres |
PADI qualified or diving with qualified instructor, no solo diving, no shooting |
PADI qualified or diving with qualified instructor, no solo diving, no shooting |
| Skateboarding |
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| Skating |
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| Snooker |
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| Snorkelling |
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| Squash |
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| Surfing |
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| Table tennis |
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| Ten pin bowling |
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| Tenniw |
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| Trekking and/or Hiking |
Up to 2,500 metres |
Up to 6,000 metres |
| Trampolining |
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| Tug of war |
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| Volleyball |
Beach |
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| Wake boarding |
Excluding jumping, competitions, excludes Personal Liability cover |
Excluding jumping, competitions |
| Walking |
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| Water polo |
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| Water skiing |
Excluding jumping, competitions, excludes Personal Liability cover |
Excluding jumping, competitions |
| Weight training |
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| White water rafting |
Up to grade 3 |
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| Windsurfing |
Within 12 miles of coastline |
Within 12 miles of coastline |
| Yachting |
Inshore / coastal waters - within 12 mile of coastline, excludes Personal Liability cover |
Inshore / coastal waters - within 12 mile of coastline |
| Zip climbing |
Excludes Personal Liability cover |
|
| Zip wiring |
Excludes Personal Liability cover |
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